Monday, January 13, 2014




Dear CAHU Members,

The introduction of Covered California’s exchange will be a subject of discussion by economists and social scientists for many years to come. But for most CAHU members it has been a daily test of tenacity, frustration, and deep concerns about the future of our profession. Most of us ended 2013 overworked and wrestling with the desire to provide a professional level of service to our clients against the reality that solutions have been slow in coming. It is in this charged climate that the leadership team of CAHU has worked relentlessly to extinguish a backdraft of technical and policy problems, many of which never made headlines but are nonetheless critical to our livelihoods. CAHU continues this fight into 2014 and is working hard to achieve actionable solutions for our members. I believe it is more important than ever to let you know that CAHU is in your corner and will continue to be a loud and vigorous voice for health insurance agents across California. I also believe that it is important to let you know more about the challenges we tackle and the solutions we work hard to achieve.

Starting today, Monday, January 13, 2014, and every Monday thereafter through end of my tenure as president, I will be providing you with an update on our progress on your behalf through my blog.  I hope that you will choose to Opt-In and receive it.  

Here are some of the top issues we worked on last week.

CAHU leadership requested and successfully instituted a weekly conference call with the leadership team at Covered California to voice the concerns of our members. This will supplement and support the ongoing calls initiated by CAHU and our advocacy team at California Advocates.  Here is what we discussed:

Individual Applications
•          CAHU  repeated its request for a special point of contact dedicated to agents for questions about individual applications. As a result CAHU has been given a direct interim contact at Covered California. CAHU will serve as a clearing house for all emailed questions  sent to a dedicated email address  set up for that purpose. CAHU members should continue to send questions about individual applications  to Comments@CAHU.org. These questions will be read by CAHU, logged, and forwarded to CAHU’s direct Covered California contact. We will be in daily communication with our contact and will keep a running list of the solutions are we seeking for our members. We will keep you updated on our efforts on your behalf. We hope that by instituting this new  service for CAHU members, we will help you to better  serve your clients.

•          CAHU repeated its request for a permanent agent call line for individual exchange application. Covered California is working to find the resources to provide this service and we will advise our members when it is implemented.

•          CAHU received a large volume of agent complaints regarding applications submitted that still do not show up in the agent’s site. In some cases it has been found that agents were trying to access pending applications incorrectly on the agent portal.  At this time, it is expected that Covered California is current with inputting the initial application information into the system.  Covered California  will be updating and re-releasing information to agents on how to  locate pending applications on their agent portal CAHU needs to hear from agents who still are not seeing their clients show up on their portal by emailing Comments@CAHU.org.

SHOP Applications
On SHOP applications:  All bills should be issued by this past weekend for groups that went in prior to the deadline and were clean.  For groups that still have eligibility information being requested, forms being worked on, that may be later.  The bill will be sent in the mail to the clients. Once the bill is paid, the next day the carrier tape should be sent to the carriers.  The carriers will have their own process for getting eligibility in order.

Agent Focus Groups
CAHU is working with Covered California to set up two agent focus groups (one for Individual Exchange issues and the other for SHOP). The focus groups are a new and exclusive avenue for CAHU member agents to directly identify to Covered California their ongoing challenges, and to provide constructive solutions directly to the leadership of Covered California when using current Covered California application and on-line tools. 
 
In Summary
There are many more ongoing applications process questions that need to be addressed and it is clear that CAHU must continue its fight to usher in a member resolution process that will accelerate our capacity to serve our clients. We are making headway on this front while knowing fully that there is so much more work to do. 

Until next week, thank you for your continued support and for continuing to advocate on behalf of your clients.

Sincerely,
Sam