Tuesday, October 14, 2014




Last week, CAHU held the annual Health Care Summit in Los Angeles, at the Universal Sheraton.  A great time was had by all at this sold out event.  I want to take this opportunity to personally thank all of the attendees, sponsors and presenters for making a great Summit 2014.

Summit attendees were able to take part in terrific presentations by a variety of well-respected industry leaders, as well as a review of the legislative situation both in Sacramento and on the November ballot.  One of the highlights was a special talk by Assembly Speaker Toni Atkins (D-San Diego) that provided insights on what her priorities are for the Assembly to work on in 2015 and key legislative races to watch in the upcoming election.   Former state Senator Jim Brulte, now chair of the California Republican Party, also gave a presentation on his views of the upcoming election.   It will be really interesting to see which one was correct once the polls close on November 4.

Another popular speaker was Peter Lee, Executive Director of Covered California and his update on what to expect for 2014 open enrollment.  Agents were able to ask a lot of questions and get answers on some key issues “direct from the source” so to speak.  We also were lucky to have great CE presentations by CAHU leaders on a variety of subjects critical to agent success moving forward.

If you have not ever attended a CAHU Health Care Summit, please think about joining us next year.  It really is a special event.    

I wanted to also share a note from Alan Katz, which was sent to CAHU leadership last week.  Alan is the Co-Chair of the CAHU No on 45 Committee:

Hello,

Given all that’s going on, I thought it time for special update on the Agents of Action campaign against Proposition 45. Your efforts alongside your CAHU colleagues have made all of this possible.

1.       The coalition of broker organizations (CAHU, NAIFA-California, IIABCal and WIAA) are working together well. Between us we’ve reached thousands of brokers in person and through webinar (plus many thousands more by email). There’s a lot of energy being harnessed by our grassroots campaign that’s great to see and will deliver dividends on November 4th. The response to John Nelson’s and my presentation at the CAHU conference on Wednesday was very strong.
a.      CAHU is recording two robo-calls specifically targeted to CAHU members (Our partner associations are doing the same). The recording should be done next week (assuming Patrick gets over his cold). The first calls will go out soon thereafter and second message will go out just before election day.
2.       Over 1,000 brokers have pledged to get at least 40 votes to the polls. There are a lot more who are committed to doing the same, but haven’t formally signed up on the web site. Please continue to get brokers to make the pledge online—this is critical to helping us follow-up to make sure they’re delivering on their promise and to get the votes in.  I have to note that the 1,000 brokers and agents that have already committed is unprecedented and historic. Congratulations and thank you.
3.       We’ve been sending out a steady drumbeat of sample newsletter articles, Facebook postings, Twitter tweets to CAHU members and to our partner associations that can be used in communicating with clients.  And more of these tools are on the way. These are also posted in the resource area of the Agents of Action website (www.AgentsOfAction.org) if you would like to use them yourself.
4.       Two videos have been produced and are being distributed. (Their world premier was at the CAHU convention). The first video is aimed at brokers to get them engaged in the campaign against Proposition 45. Please post these on your local chapter’s website. The second video explains to consumers the many faults in Proposition 45 and brokers are encouraged to link to this video on their web sites. You can check them out at: https://www.youtube.com/watch?v=S1PW_hf8aiw&feature=youtu.be andhttps://www.youtube.com/watch?v=FMEfSbw1fpc&feature=youtu.be.
5.       Our fundraising efforts are on track. We’ve already achieved our initial target with more pledges still to be fulfilled. We’ll have the resources we need to get out the vote on November 4th – and don’t forget to vote yourself!

In closing, it’s important to point out that we not only have the resources, people and passion needed to win this campaign, we have the best message, too. Our message is Proponents of Proposition 45 have a simpler message. The reality, however, is that the more people learn about how poorly drafted, overly broad, counter-productive, undermining of health care reform, and irresponsible the measure is, the less support it gets.  

Having said that, be prepared. The Yes campaign will start spending their millions on advertising soon. Their commercials will be polished and potent (which is different than accurate and forthright). They will have an impact. Fortunately, the broader No on 45 campaign is ready for this and so are we—in large part thanks to your efforts and those of your fellow CAHU members.

Thank you for all you’ve done and all you’re doing. 

Alan

I want to thank Alan for his message, and amplify a few things.  First, we have a very strong campaign going right now.  But we need to keep the pedal to the metal and accelerate through the last few weeks of the election season.  People have already started to vote, through absentee ballots.  If you have not started to activate your network of friends, family, colleges and clients, please do so.  

Second, we have a great coalition of folks supporting us, from elected officials, to virtually every major newspaper editorial board, to a broad coalition of health care workers, labor, and business group.  So we have the resources to make this happen, but Agents are the grass-roots effort in this campaign, and defeating Prop 45 will not happen without each of your individual efforts.

I really want to be clear - do not think someone else will do this for you:  you have to make the effort to ask people to vote against Prop 45.  I found this out first hand last night when I had a long conversation with my father about why he was being an idiot about wanting to support Prop 45 (at least, I thought it was a conversation - he thought I was yelling at him!).  The ballot wording is not accurate - the issues with the proposition are not readily apparent when just reading the summarization on the ballot.  So explain the issues and get the support we need to stop this initiative.

Covered California Update

Covered California had a renewal webinar on Wednesday, October 8th.  If you were not able to be on that webinar (perhaps because you were at the CAHU Health Care Summit!) you can find and listen to a recording of the webinar on the Covered California agent site.  There are also Medi-Cal webinars, and a host of other topics that answer many of the Covered California questions you and your clients might have.

I encourage people to take the time to listen to the October 8 webinar because there are some key points on changes in the enrollment process -- mostly system refinements -- but some really good information on product changes too.  These all will be useful to know during this open enrollment season that starts in just a few weeks on November 15 – arghh!

Covered California also has completed the initial phase of the residency documentation process, and have whittled the list down to slightly more than 10,000 who still have not submitted documentation of status.  Those folks are getting a termination notice this week - but they have until the end of October to get the documentation to Covered California in order to have no gap in coverage, or until the end of the year to be reinstated for coverage.

As always, please send your comments to comments@cahu.org.   We talk with Covered California every week in order to let them know current challenges and hurdles and questions agents have as they continue to  help Californian’s find, afford, use and maintain their health care insurance.

Patrick Burns
comments@cahu.org