Monday, September 15, 2014



No on Prop 45 Campaign Update



The CAHU campaign to oppose Proposition 45 is now in high gear.   The new website has rolled out - http://www.agentsofaction.org in order to provide all of us the tools agents need to get out the vote against Proposition 45. 



I am asking all members to go to the site and pledge to help us defeat Proposition 45.    Proposition 45 is bad for agents and even worse for our clients. The initiative gives one politician sweeping new authority over healthcare, including rates, co-pays, deductibles, commissions and even what health insurance covers.  I believe that’s just too much power for one person.  While it is true that rate increases are difficult, Proposition 45 does zero to control the real cost drivers in health care.  Prop 45 only helps special interests like trial lawyers grow fat by suing others (“intervening” as they call it), all while increasing the burden on our industry and clients in so many different ways.



So please make a commitment to help out.  By pledging on the website, you will become part of the team.  You can also donate to the cause, order materials, and utilize the social media links to help spread the word on the real world problems that Prop 45 poses.



Updated Covered California Agent Agreements



In other news, CAHU has learned that the updated and revised Agent Agreements for Covered California are about to be delivered to your email box soon.  This agreement will be delivered through an electronic signature process, so you will not have to sign the documents and send them back via fax.  This should be easier for Covered California to keep track of who has completed the process, removing some of the issues that have held up commission payments on SHOP, and also should help with the agency paperwork.



As we noted earlier, some of the changes to the contract are:



1) Specific inclusion of Medi-Cal reimbursement and process

2) Revises record maintenance requirements in order to conform with the ACA

3) Eliminates the 4-hour CE requirement for re-certification

4) Sets a 5 year contract for this term

5) Expansion to allow agent to sign for agency.



Most of these are positive to the certified agent and will allow for easier administration on a going forward basis for Covered California.



2014 Legislative Session



Also, the end of the legislative session has just ended and the Governor is choosing which bills to sign or to veto.  I want to thank those who have reached out via our Voter Voice campaign to emphasize our concerns about AB 2088 (R. Hernandez)  and AB 1962 (Skinner).  If you have not already done so, please participate in our Voter Voice program to make your opposition heard.



CAHU has had  great legislative success this year, but these two bill deserve to be stopped.  They are poorly designed bills that basically will eliminate products from the marketplace.  One targets supplemental plans (AB 2088) and the other targets low cost dental plans via a dental MLR proposal.  You send a Voter Voice message by clicking here.  It only takes a few moments to send the message to the Governor asking for his veto of these two bad bills.



Finally, I want to remind everyone that the annual CAHU Health Care Summit is set for October 7 & 8 in Universal City.  While the hotel is sold out, there are a number of nearby hotels which can accommodate you.  We have some terrific speakers lined up, interesting panel discussions and networking opportunities for all attendees.  We have a great event planned and I hope everyone can make it



Please contact me via comments@cahu.org if you have any questions. 



Sincerely,
Patrick Burns